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Business Owners: Restructure Your MCA Debt & Cut Your Payments

  • Attorney-backed MCA restructuring
  • No new loans, no credit impact
  • MCA-free in as little as 6–18 months

See If You Qualify for MCA Restructuring

Step 1 of 3Takes about 60 seconds
1,500+business owners served
80+success stories
6–18 moto become MCA-free
BBB rating
Trustpilot

What our clients are saying

Real reviews from Corporate Rescue Advisors clients.

Book a free MCA review

Tell us your situation, then find out your restructuring options. Your consultation is free, confidential and comes with no obligation.

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How MCA restructuring works

What to know before you join

01

Lenders still get paid

You’re not beating the system. Lenders still profit from the bulk settlements we arrange.

02

Hardship matters

We build a cash flow analysis that shows lenders how the debt is hurting your business.

03

Improve your cash flow

We can lower your payments and your overall debt, depending on your situation.

04

Attorneys on your side

Once you enroll and make your first payment, your business has legal protection.

05

Full disclosure

Our goal is to put money back in your pocket, not in the pockets of predatory lenders.

06

No credit impact

MCAs are purchases of future revenue, not loans, so restructuring doesn’t affect your credit.

Our numbers speak for themselves

Results vary by business and are not guaranteed.

Client success stories

Handle it alone, or bring in a team

Corporate Rescue Advisors handles the whole MCA restructuring in-house, with a network of attorneys who negotiate with merchant lenders every day.

ON YOUR OWN

Fighting your funders alone

  • Daily and weekly debits keep draining cash
  • Funders call you directly
  • Taking another advance to cover the last one
CORPORATE RESCUE

A plan, attorneys and a team

  • One restructuring plan built around your cash flow
  • Attorneys negotiate with your lenders
  • A Client Success Manager updates you until your MCA debt is resolved

Frequently asked questions

Straight answers about MCA restructuring.

Can I get out of my merchant cash advance?

Yes. MCAs aren’t traditional loans, but they can be restructured to lower payments and ease cash flow pressure. We work directly with MCA providers to negotiate reduced daily or weekly payments and terms your business can sustain.

What does MCA debt restructuring mean?

It means renegotiating repayment terms so payments become smaller and more manageable, freeing up cash for payroll, rent and operations instead of costly daily withdrawals.

Who qualifies?

Any business with $20,000 or more in MCA debt may qualify, in any industry. We don’t work with traditional loans or other types of debt.

Will this affect my credit?

No. MCAs are purchases of future revenue, not loans, and our restructuring does not affect your credit.

How long does it take?

Most businesses take back control in as little as 6 to 18 months, depending on their funders and balances.

When do I get legal protection?

Once you enroll and make your first program payment, your business has legal protection from our network of attorneys.

Assess. Strategize. Measure.

You’re in control. Our team does the work.

1

Assess

We review your business finances to find where the hardship is, then give you a quote on your savings.

2

Strategize

Once the numbers line up, we map out your path to eliminating your MCA debt.

3

Measure

Your Client Success Manager and our attorneys carry out the plan and keep you updated until your MCA debt is resolved.

Free Consultation

Payments cut. Legal defense.
Growth now.

See If I Qualify
See If I Qualify